A Study the Investment Pattern of Teachers with Special Reference to Surat City

Abstract

To invest successfully over a lifetime, one does not require a stratospheric IQ, unusual business insights, or seaside information. "What's needed is a sound intellectual framework for making a decision and the ability to keep emotions from corroding that framework," says Warren Buffet. The financial market offers a wide range of investments, which differ from each other in terms of profitability, risk, and waiting period. Savings is the amount that is left after spending. In banking, saving refers to saving short-term accounts or interest-bearing deposits with a bank or other financial institution. Saving generally implies low-risk preservation of money. The investment pattern is long-term, and investing one’s hard-earned money is a serious subject that can have a major impact on the investor's future wellbeing. In fact, everyone makes savings and investments. For any investor who invests money in various financial instruments, there will be varying degrees of risk involved. A study on the investment patterns of teachers, with a focus on Surat, is being conducted to assess the investment patterns of teachers and the level of investment awareness among them. The study also intends to investigate investors' patterns and motivations for investing, to identify the sources of information that investors prefer to gather prior to investing, and to investigate investor attitudes toward risks and associated returns associated with various investment avenues.For 1300 respondents, well-structured questionnaires were administered, and the information was collected. The respondent profile is basically the teaching community. Who were the data collected from using non-probability convenient sampling? The information gathered from the well-structured questionnaire was compiled, and a master table was created. Proceeding, analysis, and interpretation of the data were done with the use of various statistical tools and software.